AVAILABLE FOR IMPLEMENTATION AT YOUR NEXT OPEN ENROLLMENT

Wanting to Enroll:  Click on the “Enroll Now” button and complete the group application.  Send to your IPBC Service Team Rep when complete. 
Plans will go into effect at your next Open Enrollment.

Life Insurance

CARRIER: Securian Life, administered by Ochs

 

COVERAGES:

  • Basic Term Life and AD&D
  • Retiree Term Life
  • Dependent Life Package
  • Employee Supplemental Life and AD&D
  • Spouse Supplemental Life and AD&D
  • Child Supplemental Life and AD&D

 

DOWNLOAD / PRINT 

from the Links below

 

Plan Summary:

Value Adds and Resource Documents:

RESOURCES:

Supplemental Health

CARRIER: Securian Life, administered by Ochs

 

COVERAGES:

  • Accident
  • Critical Illness
  • Hospital Indemnity

 

DOWNLOAD / PRINT 

from the Links below

 

Plan Summary:

Value Adds and Resource Documents:

RESOURCES:

Identity Protection

CARRIER: IdentityForce, administered by Ochs

 

COVERAGES:

  • Identity Protection

 

DOWNLOAD / PRINT 

from the Links below

 

Plan Summary:

Value Adds and Resource Documents:

RESOURCES:

Why offer group critical illness insurance?

  • Cash benefit is paid directly to the insured to use any way they choose
  • Helps cover out-of-pocket costs without tapping savings or other sources
  • Benefit payout doesn’t depend on income or participation in other employer insurance offerings

Why offer group accident insurance?

  • Cash benefit paid directly to the insured to use any way they choose
  • Benefit payout doesn’t depend on employee’s income or participation in other employer insurance offerings
  • No health questions asked — coverage is always guaranteed
  • Multiple benefits available for any one accident
  • Dependents eligible for same benefit amounts as employee

Why offer group hospital indemnity insurance?

Unexpected hospital visits are common and when they happen, it can be costly. Along with rising healthcare costs and deductibles, a hospital stay can mean lost wages and other unexpected bills. Offering hospital indemnity insurance helps give employees peace of mind by protecting their overall financial security.

  • Cash benefit is paid directly to employees to use any way they choose
  • Coverage available without a medical exam

Why offer group term life insurance?

  • Basic term life insurance offers employees foundational protection that helps meet minimum income needs in the event of a premature death. It can be an important tool to help families afford final expenses, such as funeral and medical bills, as well as day-to-day financial obligations.
  • Supplemental term life insurance allows employees to increase their individual protection, offering a cost-effective financial safety net, at no additional cost to employers.
  • Employees at all stages of life may have a need for life insurance, from single in their 20s to married couples with grown children.

Why offer Identity Protection?

There’s nothing more important than protecting what matters most, including everything you and your family have worked so hard to build.

Equip your employees with the robust identity protection they need to combat the threat of identity theft that extends far beyond an employee’s credit.

Disability:

Looking for a short or long term disability plan?  Ochs can help with that as well.  Reach out to your IPBC Service Team Rep to request a quote.

Looking to Enroll:

Click on the “Enroll Now” button and complete the group application.  Send to your IPBC Service Team Rep when complete.

Questions:

Reach out to your IPBC Service Team Rep or Ochs at 800-392-7295 or [email protected]