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AVAILABLE FOR IMPLEMENTATION AT YOUR NEXT OPEN ENROLLMENT
Life Insurance
CARRIER: Securian Life
– administered by Ochs
COVERAGES:
- Basic Term Life and AD&D
- Retiree Term Life
- Dependent Life Package
- Employee Supplemental Life and AD&D
- Spouse Supplemental Life and AD&D
- Child Supplemental Life and AD&D
DOWNLOAD from the Links below
Plan Summary:
Value Adds and Resource Documents:
- Lifestyle Benefits»
- Travel Assistance»
- Line of Duty Benefit»
- Evidence of Insurability (EOI) Presentation»
- Supplemental Life HR Presentation»
- Continuation Website»
- Empathy»
RESOURCES
CARRIER: Securian Life
– administered by Ochs
COVERAGES:
- Accident
- Critical Illness
- Hospital Indemnity
DOWNLOAD from the Links below
Plan Summaries:
Value Adds and Resource Documents:
RESOURCES:
Identity Protection
CARRIER: Identity Force
– administered by Ochs
COVERAGE:
- Identity Protection
DOWNLOAD from the Links below
Plan Summaries:
Value Adds and Resource Documents:
RESOURCES:
Why offer group term life insurance?
- Basic term life insurance offers employees foundational protection that helps meet minimum income needs in the event of a premature death. It can be an important tool to help families afford final expenses, such as funeral and medical bills, as well as day-to-day financial obligations.
- Supplemental term life insurance allows employees to increase their individual protection, offering a cost-effective financial safety net, at no additional cost to employers.
- Employees at all stages of life may have a need for life insurance, from single in their 20s to married couples with grown children.
Why offer Identity Protection?
- There’s nothing more important than protecting what matters most, including everything you and your family have worked so hard to build.
- Equip your employees with the robust identity protection they need to combat the threat of identity theft that extends far beyond an employee’s credit.
Why offer group critical illness insurance?
- Cash benefit is paid directly to the insured to use any way they choose
- Helps cover out-of-pocket costs without tapping savings or other sources
- Benefit payout doesn’t depend on income or participation in other employer insurance offerings
Why offer group accident insurance?
- Cash benefit paid directly to the insured to use any way they choose
- Benefit payout doesn’t depend on employee’s income or participation in other employer insurance offerings
- No health questions asked — coverage is always guaranteed
- Multiple benefits available for any one accident
- Dependents eligible for same benefit amounts as employee
Why offer group hospital indemnity insurance?
Unexpected hospital visits are common and when they happen, it can be costly. Along with rising healthcare costs and deductibles, a hospital stay can mean lost wages and other unexpected bills. Offering hospital indemnity insurance helps give employees peace of mind by protecting their overall financial security.
- Cash benefit is paid directly to employees to use any way they choose
- Coverage available without a medical exam
Disability Insurance:
Interested in a short or long term disability plan? Ochs can help with that as well. Reach out to your IPBC Service Team Rep to request a quote.