What are the most valuable benefits an employer can offer its workers? After health insurance, life and disability insurance are arguably two of the most important — especially if they go beyond basic offerings to provide enough coverage to handle most any financial contingency related to injury or death. In short, such policies assure the...Read More
In challenging times, public safety officers are the ones protecting our people, homes and communities, despite frequent risks to their own safety. As such, they deserve all the support they can get when it comes to protecting their own livelihoods. And that means employers need to ensure they have access to plenty of viable insurance....Read More
Your employee benefits could make or break your business in the coming years. As the labor force increasingly shrinks due to shifting demographics, good talent is becoming harder to find. That means employers need to be both generous and highly strategic when it comes to assembling benefits packages that can attract and retain their target...Read More
By now it’s common knowledge: The U.S. is experiencing a seismic cultural shift as baby boomers retire and millennials rise to power as both employees and customers. As those younger generations assert different wants and needs than previous generations, employers are by necessity paying close attention. That’s because the labor shortage caused by the demographic...Read More
In this uncertain economic and political environment, disability insurance — otherwise known as paycheck insurance — remains vitally important as a way of protecting your employees and their loved ones from financial disaster. Yet as many as 80% of Americans fail to take the initiative to put it in place, probably because they believe the...Read More
Subject line: Are your employees financially stressed? Hello (name) and welcome to 2020! Did you know that 53% of employed adults in the still stress about their finances, and of the 49% of those distracted by finances at work spend three or more hours of weekly work time thinking about such issues? In many ways the coming...Read More
When it comes to buying life insurance, many consumers are confused about how some policies pay out dividends while others simply protect your loved ones upon your death. That’s because there are two primary types of life insurance: Group term and whole life. The former is meant to last over a given time period, with...Read More
As an Ochs partner, one of the first things you should know about potential insurance clients is that many are confused about the difference between term and whole life. That’s understandable, given the overall lack of consumer understanding surrounding those two diverse products. Unfortunately, that confusion can muddy the water so much that many people...Read More
For many cost-conscious employers, combining high-deductible health plans (HDHPs) with health savings accounts (HSAs) is the most viable way to protect workers from exorbitant medical expenses. That helps explain the prevalence of HSAs. Last year more than 25 million had been established in the U.S., a 13% increase over 2017. The same report by Devenir...Read More
To bring you the best possible solutions for your employee benefit plans, we combine our expertise with that of insurance carriers, brokers and channel partners. By working together we can provide a vast array of services and resources - offering you even more value, even more choice, and even more support. That’s what we do. We’re Ochs.
Ochs, Inc. is not an insurance carrier; the contracted insurance company provides insurance products. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.
